Every program is underwritten in-house, against the actual scope of work and exit strategy — not a one-size product stretched across three use cases.
Short-term capital to acquire or reposition a property while permanent financing, a refinance, or a sale comes together. Use it to win a competitive deal with certainty of close, then transition to long-term financing on your timeline.
Best for investors who need to move faster than conventional financing allows, or whose property doesn't yet qualify for a traditional loan.
Purchase and rehabilitation financing for single-family and small multifamily properties bought for resale. Draws are released against completed work, keeping your capital tied to real progress on-site.
Best for investors with a defined renovation budget, timeline, and resale plan already in hand.
Draw-based financing for builders and developers taking a project from lot acquisition through certificate of occupancy. Structured around your construction schedule, with inspections tied to each draw request.
Best for experienced builders with permitted plans and a general contractor already engaged.
We underwrite primarily against the deal and the borrower's real estate experience, not a credit score threshold. A conversation with your representative is the fastest way to know where you stand.
Yes, on a case-by-case basis, typically with a general contractor or experienced partner attached to the project.
A purchase contract or property details, a scope of work with budget, and basic entity documentation. Your representative will send a checklist specific to your file.
Extensions are evaluated individually based on project progress and are not automatic — talk to your representative as early as possible if timing is at risk.
Submit your deal and hear back from an underwriter, not a call center.
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